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Debunking Credit Score Myths Building and maintaining a good credit score is extremely crucial for your financial profile. While you may think that you fully understand your credit score and credit report, there are some myths, which need to be addressed. Some of these may just cloud your judgement and lead to wrongful self-assessment. We … Read more
Your credit score is one of the most crucial factors lenders consider while scanning through your loan application. Ranging from 300 to 900, your credit score indicates your payment history, credit habits, and creditworthiness. Most lenders ask for a credit score of 630 or above to approve your loan application. Check your Experian credit score, … Read more
A credit score is a crucial number that lenders and credit card issuers use to determine your creditworthiness. Since your credit score is based on your credit history and repayment habits, lenders look at it before deciding whether they should approve or reject your loan application, how much loan amount they can sanction to you, … Read more
The credit score is a numerical representation of the likelihood that you will pay back your debt in full. It is calculated by looking at how much money you currently owe, what types of accounts and loans are open with debts, and whether or not they have been paid on time. A higher credit score … Read more
Credit cards are great tools for building credit. They are flexible and easy to use, and you also get extra rewards if you use them regularly. Paying their bills or missing their payments shows up on your credit report. So, paying them on time is one of the sure-shot ways of building credit and many … Read more
When it comes to applying for a loan, any person who’s delved into the lending process can attest that their credit score played a significant factor in governing the approval of the loan. People with excellent credit scores receive tailor-made offers from banks and financial institutes at times. So, more often than not, a loan … Read more
If you’ve borrowed an instant Personal Loan or have a credit card in India, the credit bureaus licensed to operate in the country have access to your credit history. Credit Information Companies (CICs) in India compile and evaluate individual and corporate credit reports, also known as credit profiles. CIBIL and Experian are two credit bureaus … Read more
So, You Got the Business Loan — Now What? Let’s be honest — getting a business loan feels like a small victory. You’ve jumped through the hoops, convinced the lender you’re not a risk, and finally seen that money hit your account. It’s exciting, empowering even. But here’s the thing most people won’t tell you … Read more
Taking a business loan can feel like a big leap — and honestly, it is. Whether you’re launching a startup from your garage or scaling a growing enterprise, loans can fuel the dream or… well, drag it down if you’re not careful. I’ve worked with enough entrepreneurs and small business owners to know that while … Read more
You might be running a successful business with a healthy profit. However, when you want to take the next step and expand your existing business, you may need to apply for a business loan to fund the expense. Your best course of action would be unsecured business loans that you can avail for any purpose … Read more